Is it safe?
Can ACIW take a bad year?
ACI Worldwide, Inc. carries $646M of net debt at 1.51× EBITDA: a load its earnings can carry.
$646M
Net debt · as at Q1 2026 · under two and a half years of EBITDA, comfortable
- Net debt / EBITDA
- 1.51×
Net debt / EBITDA · 1.33× a year ago · the load is going up
- Altman Z-score
- 3.68
Altman Z-score · safe zone, above 3
- Interest cover
- 5.94×
Interest cover · operating profit covers the interest bill several times over
Details›
- Total debtQ1 2026
- $807M
- Cash and short-term investments
- $162M
- Net debt
- $646M
- EBITDA, trailing twelve months
- $427M
- Operating profit, trailing twelve months
- $329M
- Debt / equity
- 0.54×
- Total debt / EBITDA
- 1.89×
- Annualised volatilitytwo years of daily moves
- 38%
- Worst drawdown on file
- −54%
- Below its 52-week high
- −12%
Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.
Software - Infrastructure
Ranks #53 of 78 by Smart Score