The financials
ACI Worldwide, Inc. by the numbers
ACI Worldwide, Inc. (ACIW) reported revenue of $426M in Q1 2026 (quarter ended March 31, 2026), up 7.9% from the same quarter a year earlier. That came with a gross margin of 46% and net income of $38M (9.0% of revenue). For the full year FY2025, revenue was $1.76B (+10% year on year) and net income $227M. Its largest product in 2026-Q1 was Issuing And Acquiring at $125M, 28% of the disclosed total, just ahead of License at 19%.
| Income statement | Q1 2026 | Q1 2025 | Change |
|---|---|---|---|
| Revenue | $426M | $395M | +7.9% |
| Gross profit | $197M | $181M | +8.9% |
| Operating income | $57M | $59M | −1.8% |
| Net income | $38M | $59M | −35% |
| Diluted EPS | $0.37 | $0.55 | −33% |
| Product | Revenue | Share |
|---|---|---|
| Issuing And Acquiring | $125M | 28% |
| License | $88M | 19% |
| Maintenance | $51M | 11% |
| Software And Platform Service | $50M | 11% |
| Merchant Payments | $47M | 10% |
| Real Time Payments | $32M | 7.2% |
| Service | $25M | 5.5% |
| Technology Service | $25M | 5.5% |
| Payments Intelligence | $9.4M | 2.1% |
Business Segments
Revenue split by product segment, from SEC XBRL filings.
Latest period: Q1 2026Total $451.8M (-23%)
Real Time Payments grew +26% year on yearIssuing And Acquiring -2.5% year on year
Segment Latestquarter on quarteryear on year
- Issuing And Acquiring$124.6M$124.6MQoQ -32%year on year -2.5%-32%-2.5%
- License$88.0M$88.0MQoQ -46%year on year +4.2%-46%+4.2%
- Maintenance$50.9M$50.9MQoQ -0.98%year on year +4.7%-0.98%+4.7%
- Software And Platform Service$49.7M$49.7MQoQ +2.2%year on year +15%+2.2%+15%
- Merchant Payments$47.0M$47.0MQoQ -7.7%year on year +25%-7.7%+25%
- Real Time Payments$32.4M$32.4MQoQ -6.5%year on year +26%-6.5%+26%
- Service$24.8M$24.8MQoQ +13%year on year +2.0%+13%+2.0%
- Technology Service$24.8M$24.8MQoQ +13%year on year +2.0%+13%+2.0%
- Payments Intelligence$9.4M$9.4MQoQ -year on year -1.4%--1.4%
- Biller Payments$0.00$0.00QoQ -year on year ---
- Fraud Management--QoQ -year on year ---
Software - Infrastructure
Ranks #53 of 78 by Smart Score