ACIWACI Worldwide, Inc.

$50.90+0.02% 1Y

The financials

ACI Worldwide, Inc. by the numbers

ACI Worldwide, Inc. (ACIW) reported revenue of $430M in Q2 2026 (quarter ended Jun 30, 2026), up 7.3% from the same quarter a year earlier. That came with a gross margin of 42% and net income of $32M (7.4% of revenue). For the full year FY2025, revenue was $1.76B (+10% year on year) and net income $227M. Its largest product in Q2 2026 was Issuing And Acquiring at $116M, 28% of the disclosed total, ahead of License at 16%. The next results filing is expected around Nov 5, 2026, the same week as a year ago.

ACI Worldwide, Inc. income statement, Q2 2026 against the same quarter a year earlier
Income statementQ2 2026Q2 2025Change
Revenue$430M$401M+7.3%
Gross profit$182M$166M+9.1%
Operating income$45M$35M+28%
Net income$32M$12M+161%
Diluted EPS$0.31$0.12+158%
Revenue by product, Q2 2026, as reported to the SEC
ProductRevenueShare
Issuing And Acquiring$116M28%
License$69M16%
Maintenance$52M12%
Software And Platform Service$51M12%
Merchant Payments$41M9.8%
Service$25M6.1%
Technology Service$25M6.1%
Real Time Payments$23M5.5%
Payments Intelligence$16M3.8%

Business segments

Revenue split by product segment, from SEC XBRL filings.

Latest period: Jun 2026Total $418.0M (-7.5%)
Issuing And Acquiring grew +37% year on yearReal Time Payments -42% year on year
  • Issuing And Acquiring$116.3Mquarter on quarter -6.6%year on year +37%
  • License$68.8Mquarter on quarter -22%year on year +21%
  • Maintenance$51.6Mquarter on quarter +1.3%year on year +2.3%
  • Software And Platform Service$50.7Mquarter on quarter +2.1%year on year +2.8%
  • Merchant Payments$41.1Mquarter on quarter -13%year on year +3.7%
  • Service$25.3Mquarter on quarter +1.9%year on year +11%
  • Technology Service$25.3Mquarter on quarter +1.9%year on year +11%
  • Real Time Payments$22.9Mquarter on quarter -30%year on year -42%
  • Payments Intelligence$16.1Mquarter on quarter +70%year on year +5.9%
  • Biller Payments$0.00quarter on quarter n/ayear on year n/a
Segment sum = 97% of reported consolidated revenue · Latest source: 10-Q filed Aug 6, 2026, SEC EDGAR