ACIWACI Worldwide, Inc.

$53.03

Price

$53.03+21%1Y
1M-2.8%1Y+21%

Prices are end-of-day closes. This is a research view, the focus is on the fundamentals, quality and valuation below, not intraday price.

Smart Score

Average
6/10
Value33
Quality71
Momentum63
Growth40
Strongest Quality, weakest Value · ranked vs Technology peers. The five questions below judge the company on its own terms.
What they do

At ACI, we build software solutions that make complex payments simple and secure for the world’s leading financial institutions and large enterprises. Our solutions and services are used globally by banks of all sizes, central banks, intermediaries, merchants, and billers, as well as third-party digital payment processors, payment associations, switch interchanges, and a wide range of transaction-generating endpoints, including automated teller machines (“ATM”), merchant point-of-sale (“POS”) terminals, bank branches, mobile phones, tablets, corporations, and internet commerce sites.

In the company’s own words · 10-K filed Feb 26, 2026 · SEC EDGAR

P/E (TTM)26.6
Market Cap$4.48B
1Y Return+21%
5Y Return+57%

Business segments

Q1 2026 · $451.8M

The company’s own SEC segment disclosure.

  • Issuing And Acquiring$124.6M28%
  • License$88.0M19%
  • Maintenance$50.9M11%
  • Software And Platform Service$49.7M11%
  • Merchant Payments$47.0M10%
  • Real Time Payments$32.4M7%
  • Other (3)$59.1M13%

ACI Worldwide, Inc. (ACIW) reported revenue of $426M in Q1 2026 (quarter ended March 31, 2026), up 7.9% from the same quarter a year earlier. That came with a gross margin of 46% and net income of $38M (9.0% of revenue). For the full year FY2025, revenue was $1.76B (+10% year on year) and net income $227M. Its largest product in 2026-Q1 was Issuing And Acquiring at $125M, 28% of the disclosed total, just ahead of License at 19%.

Raw charts

11 series · TTM

As reported to the SEC, without any scoring.