AXP vs SYF

American Express and Synchrony Financial, both Financial Services

American Express is the larger company at $231B against $26B. On trailing earnings SYF is the cheaper of the two at a P/E of 7.4 against 18.7, a gap that is only a bargain if the two are growing at similar rates. Over the past year SYF returned -3.7% against -9.1% for AXP.

American Express and Synchrony Financial compared on valuation, return and the RyuScore
FigureAXPSYF
Last close$308$72.80
Market cap$231B$26B
Trailing P/Elower is cheaper for the same earnings, not automatically better18.77.4
Dividend yield1.1%1.6%
1-year return-9.1%-3.7%
5-year return+102%+66%

Figures from SEC filings and end-of-day closes. Highlighting marks the higher or lower number, which is not the same as the better investment, a low P/E can be a warning and a high one can be deserved.

American Express

Revenue of $20B in Q2 2026, net income $3.1B. Its largest reported line is US Consumer Services, 39% of the disclosed total.

Synchrony Financial

Revenue of $4.6B in Q2 2026, net income $885M.

Open these two in the interactive comparison to add more names, change the period or see the correlation.