AXP vs MA

American Express and Mastercard, both Financial Services

Mastercard is the larger company at $433B against $231B. On trailing earnings AXP is the cheaper of the two at a P/E of 20.4 against 32.9, a gap that is only a bargain if the two are growing at similar rates. Over the past year AXP returned +15% against +5.6% for MA.

American Express and Mastercardcompared on valuation, return and Ryufin’s Smart Score
FigureAXPMA
Last close$336$599
Market cap$231B$433B
Trailing P/Elower is cheaper for the same earnings, not automatically better20.432.9
Dividend yield1.0%0.5%
1-year return+15%+5.6%
5-year return+109%+59%
Ryufin Smart Scoresector-relative, 1–108/108/10

Figures from SEC filings and end-of-day closes. Highlighting marks the higher or lower number, which is not the same as the better investment, a low P/E can be a warning and a high one can be deserved.

American Express

Revenue of $20B in Q2 2026, net income $3.1B. Its largest reported line is US Consumer Services, 38% of the disclosed total.

Mastercard

Revenue of $9.3B in Q2 2026, net income $4.4B. Its largest reported line is Payment Network, 59% of the disclosed total.

Open these two in the interactive comparison to add more names, change the period or read the correlation.