AXP vs PYPL
American Express and PayPal, both Financial Services
American Express is the larger company at $231B against $37B. On trailing earnings PYPL is the cheaper of the two at a P/E of 11.6 against 20.4, a gap that is only a bargain if the two are growing at similar rates. Over the past year AXP returned +15% against -10% for PYPL. Ryufin's sector-relative Smart Score puts AXP ahead, 8/10 against 7/10.
| Figure | AXP | PYPL |
|---|---|---|
| Last close | $336 | $61.75 |
| Market cap | $231B | $37B |
| Trailing P/Elower is cheaper for the same earnings, not automatically better | 20.4 | 11.6 |
| Dividend yield | 1.0% | 0.2% |
| 1-year return | +15% | -10% |
| 5-year return | +109% | -77% |
| Ryufin Smart Scoresector-relative, 1–10 | 8/10 | 7/10 |
Figures from SEC filings and end-of-day closes. Highlighting marks the higher or lower number, which is not the same as the better investment, a low P/E can be a warning and a high one can be deserved.
American Express
Revenue of $20B in Q2 2026, net income $3.1B. Its largest reported line is US Consumer Services, 38% of the disclosed total.
PayPal
Revenue of $8.4B in Q1 2026, net income $1.1B. Its largest reported line is US, 58% of the disclosed total.
Open these two in the interactive comparison to add more names, change the period or read the correlation.