AXP vs PYPL

American Express and PayPal, both Financial Services

American Express is the larger company at $231B against $37B. On trailing earnings PYPL is the cheaper of the two at a P/E of 10.4 against 18.7, a gap that is only a bargain if the two are growing at similar rates. Over the past year AXP returned -9.1% against -18% for PYPL.

American Express and PayPal compared on valuation, return and the RyuScore
FigureAXPPYPL
Last close$308$55.50
Market cap$231B$37B
Trailing P/Elower is cheaper for the same earnings, not automatically better18.710.4
Dividend yield1.1%0.3%
1-year return-9.1%-18%
5-year return+102%-80%
RyuScoresector-relative, 1–10n/a85/100

Figures from SEC filings and end-of-day closes. Highlighting marks the higher or lower number, which is not the same as the better investment, a low P/E can be a warning and a high one can be deserved.

American Express

Revenue of $20B in Q2 2026, net income $3.1B. Its largest reported line is US Consumer Services, 39% of the disclosed total.

PayPal

Revenue of $8.4B in Q1 2026, net income $1.1B. Its largest reported line is United States, 58% of the disclosed total.

Open these two in the interactive comparison to add more names, change the period or see the correlation.