AFRM vs AXP
Affirm Holdings, Inc. and American Express, both Financial Services
American Express is the larger company at $231B against $26B. On trailing earnings AFRM is the cheaper of the two at a P/E of 14.6 against 18.7, a gap that is only a bargain if the two are growing at similar rates. Over the past year AXP returned -9.1% against -12% for AFRM.
| Figure | AFRM | AXP |
|---|---|---|
| Last close | $80.69 | $308 |
| Market cap | $26B | $231B |
| Trailing P/Elower is cheaper for the same earnings, not automatically better | 14.6 | 18.7 |
| Dividend yield | n/a | 1.1% |
| 1-year return | -12% | -9.1% |
| 5-year return | -25% | +102% |
Figures from SEC filings and end-of-day closes. Highlighting marks the higher or lower number, which is not the same as the better investment, a low P/E can be a warning and a high one can be deserved.
Affirm Holdings, Inc.
Revenue of $1.2B in Q4 2026, net income $1.6B. Its largest reported line is Merchant Network, 78% of the disclosed total.
American Express
Revenue of $20B in Q2 2026, net income $3.1B. Its largest reported line is US Consumer Services, 39% of the disclosed total.
Open these two in the interactive comparison to add more names, change the period or see the correlation.