XYZBlock, Inc.

$83.09

Is the business good?

How good a business is XYZ?

Block, Inc. earns 4.2% on the capital it employs against a 9.0% cost of capital, so growth costs more than it returns.

4.2%

Return on invested capital · cost of capital 9.0% · 4.8 points below what the capital costs: growth destroys value

Operating margin
4.7%

Operating margin · Software - Infrastructure median 6.1% · 12 months to Q2 2026

Share count, year on year
−1.6%

Share count, year on year · bought back, each share owns more of the company

R&D as % of revenue
12%

R&D as % of revenue

Operating margin by fiscal year
YearOperating margin
FY2020−0.20%
FY20210.91%
FY2022−3.6%
FY2023−1.3%
FY20243.7%
FY20257.1%
Details
Gross margin12 months to Q2 2026
46%
Operating margin12 months to Q2 2026
4.7%
Net margin12 months to Q2 2026
1.4%
Free cash flow margin
16%
R&D as % of revenue
12%
Revenue, trailing twelve months
$25.0B
Free cash flow, trailing twelve months
$3.88B
Net income, trailing twelve months
$357M
Return on invested capitaloperating profit after tax ÷ debt + equity − cash
4.2%

Margins, capital and share counts from the statements as filed with the SEC; cash conversion from the cash flow statement.