WDCWestern Digital
Is it safe?
Forensics clean, with a caveat: a safe balance sheet and clean books, but big price swings.
Financially healthy, low distress risk Altman Z-score, a bankruptcy-risk model from five balance-sheet ratios.
Reported earnings show no manipulation flags Beneish M-score, a forensic model that detects earnings-manipulation patterns (receivables outrunning sales, margins slipping, accrual-heavy profit).
High fundamental quality Piotroski F-score, nine pass/fail tests of year-over-year financial health across profitability, balance sheet and efficiency. 7 to 9 is strong, 0 to 3 weak.
Insiders were net sellers (-$15.8M, 90 days to Oct 8, 2026), selling is often routine.
Net cash and profitable. A rule of thumb on leverage, not a credit rating.
Large price swings, high volatility. Worst drawdown -70% · now 47% below its 52-week high.
Unless marked, from SEC EDGAR, as of Jul 3, 2026.
Against the whole market›
Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.
Where this answer is blind. Altman sits structurally low for utilities and pipelines; Beneish runs high for fast growers, since sales growth alone lifts it; banks and REITs are excluded.
Can WDC take a bad year?
Western Digital holds $527M more cash than debt, so a bad year is a question about profits, not about lenders.
Net cash
- Net debt / EBITDA
- net cash
Net debt / EBITDA · no net borrowings to measure against earnings
- Altman Z-score
- 34.01
Altman Z-score · safe zone, above 3
- Interest cover
- 27.0×
Interest cover · operating profit covers the interest bill several times over
Details›
- Total debtQ4 2026
- $1.05B
- Cash and short-term investments
- $1.58B
- Net cash
- $527M
- Operating profit, trailing twelve months
- $4.45B
- Debt / equity
- 0.12×
- Annualised volatilitytwo years of daily moves
- 64%
- Worst drawdown on file
- −70%
- Below its 52-week high
- 47%
Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.
Computer Hardware
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