VIPSVipshop Holdings Limited
Is it safe?
Nothing alarming, nothing pristine: insiders quiet, comfortable debt (AA), and typical volatility.
Insiders were net sellers (-$193K, 90 days to Oct 8, 2026), selling is often routine.
Net cash and profitable. A rule of thumb on leverage, not a credit rating.
Moderate price swings, typical volatility. Worst drawdown -87% · now 35% below its 52-week high.
Where this answer is blind. Altman sits structurally low for utilities and pipelines; Beneish runs high for fast growers, since sales growth alone lifts it; banks and REITs are excluded.
Can VIPS take a bad year?
Vipshop Holdings Limited holds $16.5B more cash than debt, so a bad year is a question about profits, not about lenders.
Net cash
- Net debt / EBITDA
- net cash
Net debt / EBITDA · no net borrowings to measure against earnings
- Interest cover
- 90.4×
Interest cover · operating profit covers the interest bill several times over
- Annualised volatility
- 38%
Annualised volatility · roughly twice as jumpy as the market
Details›
- Total debtFY2025
- $12.2B
- Cash and short-term investments
- $28.8B
- Net cash
- $16.5B
- EBITDA, trailing twelve months
- $9.66B
- Operating profit, trailing twelve months
- $8.14B
- Debt / equity
- 0.30×
- Total debt / EBITDA
- 1.27×
- Annualised volatilitytwo years of daily moves
- 38%
- Worst drawdown on file
- −87%
- Below its 52-week high
- 35%
Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.
Internet Retail
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