VELVelocity Financial, Inc.

$14.92-17% 1Y

Is the price fair?

Good

Cheap against its own history. That is the only one of 3 checks this filer's data supports, so take it as a single data point rather than a settled answer.

1 good, 2 without data
Vs its own P/E rangecheapest in 21 quartersderived

Cheap vs its own history: P/E 5.4 vs a 10.2 median over 21 quarters (−47% vs median).

Where this answer is blind. The growth-implied estimate assumes a fixed discount rate; capital-heavy sectors look structurally rich on it.

What VEL's price assumes

Velocity Financial, Inc. trades at 5.42× earnings against 12.2× for the median Financial Services name, cheaper than its own group.

5.42

Trailing P/E · Financial Services median 12.2 · cheaper than the typical name in its group

Details›
Financial Services median P/E625 names
12.2
Market capitalisation
$585M
What the market has paid for these earnings: 21 quarters of its own multiple × $2.75 of trailing earnings per share
MethodPer share
Its own P/E history, lower quartile$23.07
Its own P/E history, median$28.02
Its own P/E history, upper quartile$32.05
52-week range$14.57 – $20.76
Today$14.92

Multiples from SEC filings and end-of-day closes; implied growth from a reverse discounted cash flow. Group medians across the names Ryufin tracks.