VELVelocity Financial, Inc.

$14.75-19% 1Y

Is it growing?

Mixed

Neither accelerating nor breaking down: revenue growing +22% year on year and earnings up +24% year on year, but operating margin narrowing (−7.5 points).

2 good, 1 to watch
Revenue trend+22% in a year

Trailing-twelve-month revenue vs a year earlier, from the company's own filings. Five-year pace: +23% a year.

Earnings trend+24% in a year

Trailing-twelve-month earnings per share against a year earlier. Growing faster than revenue, so margins or the share count are helping.

Margin direction−7.5 points operating

Trailing-twelve-month operating margin, -12.8% now against -5.3% a year earlier.

All from SEC EDGAR, as of Jun 30, 2026.

Where this answer is blind. These are trailing numbers from the filings, not forecasts: an acquisition or a one-off year can flatter them, so check the quarters.

Is VEL growing?

Velocity Financial, Inc. has grown revenue 31% a year over three years and 22% a year over five, with earnings per share compounding at 43%.

+31%

Revenue growth, 3-year annual rate · Mortgage Finance median +24% · compounding fast · compounded from fiscal-year columns as filed

Revenue growth, 5-year rate
+22%

Revenue growth, 5-year rate · +31% over three · growth has picked up over the last three years

Earnings per share, 3-year rate
+43%

Earnings per share, 3-year rate · revenue +31% · earnings outgrew revenue: margins or the share count worked for shareholders

Years of annual history on file
8

Years of annual history on file · FY2018 to FY2025, as filed

Details›
Revenue FY2021
$76M
Revenue FY2022
$83M
Revenue FY2023
$108M
Revenue FY2024
$136M
Revenue FY2025
$186M

Annual income statements as filed with the SEC.