UPBDUpbound Group, Inc.
Is the price fair?
Undemanding: modest expectations priced in, cheap against its own history, and cheap vs its sector.
Priced for a decline (~−21% a year). The price demands less than its three-year revenue growth of 6% a year, expectations look modest.
Cheap vs its own history: P/E 10.0 vs a 14.2 median over 30 quarters (−29% vs median).
Sector median 30.5× across 203 covered peers. EV/EBIT counts debt as part of the price, so a cash-rich and a borrowed company can be compared on the same footing.
Against the whole market›
Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.
Where this answer is blind. The growth-implied estimate assumes a fixed discount rate; capital-heavy sectors look structurally rich on it.
What UPBD's price assumes
Upbound Group, Inc. trades at 10.0× earnings against 33.9× for the median Software - Application name, cheaper than its own group.
Trailing P/E · Software - Application median 33.9 · cheaper than the typical name in its group
- Price / sales
- 0.25
Price / sales · today's price, fiscal year to Dec 31, 2025
- Free cash flow yield
- 31%
Free cash flow yield · Software - Application median 6.9%
- Growth the price implies
- −21%
Growth the price implies · The price pays for −21% free cash flow growth a year for a decade; the business has delivered +9.5% a year over the last three.
Details›
- Price / booktoday's price, fiscal year to Dec 31, 2025
- 1.66
- EV / EBITtoday's price, fiscal year to Dec 31, 2025
- 4.64
- EV / salestoday's price, fiscal year to Dec 31, 2025
- 0.22
- Technology median P/E459 names
- 37.7
- Software - Application median P/E126 names
- 33.9
- Free cash flow, trailing twelve months
- $356M
- Market capitalisation
- $1.16B
- 3-year revenue growth
- +5.8%
- 3-year free cash flow growth
- +9.5%
| Method | Per share |
|---|---|
| Its own P/E history, lower quartile | $17.06 |
| Its own P/E history, median | $21.82 |
| Its own P/E history, upper quartile | $34.06 |
| 52-week range | $15.09 – $23.52 |
| Today | $15.40 |
Multiples from SEC filings and end-of-day closes; implied growth from a reverse discounted cash flow. Group medians across the names Ryufin tracks.
Software, Application
Ranks #28 of 96 by RyuScore