Is it safe?
Can UNFI take a bad year?
United Natural Foods, Inc. carries $1.62B of net debt at 4.39× EBITDA: a heavy load to carry through a bad year.
$1.62B
Net debt · as at Q3 2026 · over four years of earnings before interest, tax and depreciation, heavy
- Net debt / EBITDA
- 4.39×
Net debt / EBITDA · 4.99× a year ago · the load is coming down
- Altman Z-score
- 4.79
Altman Z-score · safe zone, above 3
- Interest cover
- 0.48×
Interest cover · operating profit barely covers the interest bill
Details›
- Total debtQ3 2026
- $1.66B
- Cash and short-term investments
- $43M
- Net debt
- $1.62B
- EBITDA, trailing twelve months
- $368M
- Operating profit, trailing twelve months
- $64M
- Debt / equity
- 1.04×
- Total debt / EBITDA
- 4.51×
- Annualised volatilitytwo years of daily moves
- 54%
- Worst drawdown on file
- −90%
- Below its 52-week high
- −14%
Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.