UMBFUMB Financial Corporation

$130.27+7.5% 1Y

Is the price fair?

Mixed

In its normal P/E range. That is the only one of 3 checks this filer's data supports, so take it as a single data point rather than a settled answer.

1 neutral, 2 without data
Vs its own P/E rangemid-range for this companyderived

In its normal range: P/E 10.8 vs a 12.3 median over 41 quarters (−12% vs median).

Against the whole market›

Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.

P/E (valuation)better than 87% of the market

Where this answer is blind. The growth-implied estimate assumes a fixed discount rate; capital-heavy sectors look structurally rich on it.

What UMBF's price assumes

UMB Financial Corporation trades at 10.8× earnings against 11.8× for the median Banks - Regional name, cheaper than its own group.

10.8

Trailing P/E · Banks - Regional median 11.8 · cheaper than the typical name in its group

Price / sales
3.13

Price / sales · as of 2026-Q2

Price / book
1.36

Price / book · as of 2026-Q2

EV / sales
1.66

EV / sales

Details›
Price / bookas of 2026-Q2
1.36
EV / salesas of 2026-Q2
1.66
Financial Services median P/E625 names
12.1
Banks - Regional median P/E234 names
11.8
Market capitalisation
$10.9B
What the market has paid for these earnings: 41 quarters of its own multiple × $12.03 of trailing earnings per share
MethodPer share
Its own P/E history, lower quartile$127.36
Its own P/E history, median$147.94
Its own P/E history, upper quartile$171.06
52-week range$102.87 – $152.06
Today$130.27

Multiples from SEC filings and end-of-day closes; implied growth from a reverse discounted cash flow. Group medians across the names Ryufin tracks.