The financials
UMB Financial Corporation by the numbers
UMB Financial Corporation (UMBF) reported revenue of $867M in Q1 2026 (quarter ended March 31, 2026), up 17% from the same quarter a year earlier. That came with net income of $261M (30% of revenue). For the full year FY2025, revenue was $3.35B (+55% year on year) and net income $702M. Its largest product in 2026-Q2 was Credit Card at $28M, 57% of the disclosed total, just ahead of Deposit Account at 34%.
| Income statement | Q1 2026 | Q1 2025 | Change |
|---|---|---|---|
| Revenue | $867M | $738M | +17% |
| Net income | $261M | $81M | +221% |
| Diluted EPS | $3.35 | $1.21 | +177% |
| Product | Revenue | Share |
|---|---|---|
| Credit Card | $28M | 57% |
| Deposit Account | $17M | 34% |
| Other Financial Services | $3.0M | 6.2% |
| Fiduciary And Trust | $858K | 1.8% |
| Insurance Fees And Commissions | $207K | 0.4% |
| Trading And Investment Banking | $144K | 0.3% |
| Brokerage Fees | $97K | 0.2% |
Business Segments
Revenue split by product segment, from SEC XBRL filings.
Latest period: Q2 2026Total $48.7M (+9.1%)
Trading And Investment Banking grew +69% year on yearCredit Card +1.8% year on year
Segment Latestquarter on quarteryear on year
- Credit Card$27.8M$27.8MQoQ +6.5%year on year +1.8%+6.5%+1.8%
- Deposit Account$16.6M$16.6MQoQ +2.7%year on year +2.3%+2.7%+2.3%
- Other Financial Services$3.0M$3.0MQoQ +158%year on year +33%+158%+33%
- Fiduciary And Trust$858.0K$858.0KQoQ +13%year on year +14%+13%+14%
- Insurance Fees And Commissions$207.0K$207.0KQoQ -19%year on year +9.5%-19%+9.5%
- Trading And Investment Banking$144.0K$144.0KQoQ +18%year on year +69%+18%+69%
- Brokerage Fees$97.0K$97.0KQoQ +11%year on year +56%+11%+56%