SNOWSnowflake Inc.

$368.95+60% 1Y

Is it safe?

Mixed

Forensics clean, with a caveat: a safe balance sheet and clean books, but heavy debt (CCC) and big price swings.

2 good, 2 to watch, 2 neutral
SurvivalSafe zone

Financially healthy, low distress risk Altman Z-score, a bankruptcy-risk model from five balance-sheet ratios.

Honest booksLow risk

Reported earnings show no manipulation flags Beneish M-score, a forensic model that detects earnings-manipulation patterns (receivables outrunning sales, margins slipping, accrual-heavy profit).

Quality4 / 9

Mixed fundamental signals Piotroski F-score, nine pass/fail tests of year-over-year financial health across profitability, balance sheet and efficiency. 7 to 9 is strong, 0 to 3 weak.

Insider conviction-$507.4M

Insiders were net sellers (-$507.4M, 90 days to Oct 8, 2026), selling is often routine.

Credit gradeCCCderived · Jul 31, 2026

Debt against weak or negative operating profit. A rule of thumb on leverage, not a credit rating.

Drawdown risk63% volderived · Oct 9, 2026

Large price swings, high volatility. Worst drawdown -73% · now at/near its 52-week high.

Unless marked, from SEC EDGAR, as of Jan 31, 2026.

Against the whole market›

Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.

Volatilitybehind 80% of the market
Max drawdownmiddle of the market

Where this answer is blind. Altman sits structurally low for utilities and pipelines; Beneish runs high for fast growers, since sales growth alone lifts it; banks and REITs are excluded.

Can SNOW take a bad year?

The deepest fall in SNOW's price history on file is −73%; it is 0.22% below its high today.

5.26

Altman Z-score · distress below 1.8 · safe above 3 · safe zone, the balance sheet is not what threatens this one

Interest cover
none

Interest cover · no operating profit to pay the interest bill from

Annualised volatility
63%

Annualised volatility · three times the market's own swing

Worst drawdown on file
−73%

Worst drawdown on file · −0.22% today

Details›
Cash and short-term investments
$2.34B
EBITDA, trailing twelve months
−$1.05B
Operating profit, trailing twelve months
−$1.24B
Annualised volatilitytwo years of daily moves
63%
Worst drawdown on file
−73%
Below its 52-week high
0.22%

Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.

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