SCLStepan Company

Basic Materials

$61.06+29% 1Y

$61.06

$41.3152 weeks$66.21

Is it safe?

Good

Strong, no red flags: a safe balance sheet and clean books.

2 good, 3 neutral, 1 without data

SurvivalSafe zone

Financially healthy, low distress risk Altman Z-score, a bankruptcy-risk model from five balance-sheet ratios.

Honest booksLow risk

Reported earnings show no manipulation flags Beneish M-score, a forensic model that detects earnings-manipulation patterns (receivables outrunning sales, margins slipping, accrual-heavy profit).

Quality6 / 9

Mixed fundamental signals Piotroski F-score, nine pass/fail tests of year-over-year financial health across profitability, balance sheet and efficiency. 7 to 9 is strong, 0 to 3 weak.

Credit gradeAderived · Jun 30, 2026

Investment-grade balance sheet. A rule of thumb on leverage, not a credit rating.

Drawdown risk35% volderived · Oct 9, 2026

Moderate price swings, typical volatility. Worst drawdown -67% · now 8% below its 52-week high.

Unless marked, from SEC EDGAR, as of Dec 31, 2025.

Against the whole market›

Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.

Volatilitymiddle of the market

Max drawdownmiddle of the market

Where this answer is blind. Altman sits structurally low for utilities and pipelines; Beneish runs high for fast growers, since sales growth alone lifts it; banks and REITs are excluded.

Can SCL take a bad year?

Stepan Company carries $534M of net debt at 3.58× EBITDA: a load its earnings can carry.

$534M

Net debt · as at Q2 2026 · between two and four years of EBITDA, normal for a stable business

Net debt / EBITDA: 3.58×
Net debt / EBITDA · 2.92× a year ago · the load is going up
Altman Z-score: 2.64
Altman Z-score · grey zone, between 1.8 and 3
Debt / equity: 0.53×
Debt / equity