QTWOQ2 Holdings, Inc.

$64.99

Is the business good?

How good a business is QTWO?

Q2 Holdings, Inc. earns 22% on the capital it employs against a 9.0% cost of capital, so the business is worth more the bigger it gets.

22%

Return on invested capital · cost of capital 9.0% · 13 points above what the capital costs: growth creates value

Operating margin
8.0%

Operating margin · Software - Application median 8.2% · 12 months to Q1 2026

Cash conversion
2.73×

Cash conversion · every dollar of reported profit arrived as cash, and more

Share count, year on year
+4.4%

Share count, year on year · shareholders own a smaller slice than a year ago

Operating margin by fiscal year
YearOperating margin
FY2020−25%
FY2021−16%
FY2022−19%
FY2023−14%
FY2024−6.1%
FY20255.0%
Details
Gross margin12 months to Q1 2026
56%
Operating margin12 months to Q1 2026
8.0%
Net margin12 months to Q1 2026
9.0%
Free cash flow margin
25%
R&D as % of revenue
19%
Revenue, trailing twelve months
$822M
Free cash flow, trailing twelve months
$202M
Net income, trailing twelve months
$74M
Return on invested capitaloperating profit after tax ÷ debt + equity − cash
22%

Margins, capital and share counts from the statements as filed with the SEC; cash conversion from the cash flow statement.