OTTROtter Tail Corporation
Is it safe?
Strong, no red flags: a safe balance sheet and steady price behavior.
Financially healthy, low distress risk Altman Z-score, a bankruptcy-risk model from five balance-sheet ratios.
Insiders were net sellers (-$394K, 90 days to Oct 8, 2026), selling is often routine.
Investment-grade balance sheet. A rule of thumb on leverage, not a credit rating.
Relatively steady, low volatility. Worst drawdown -41% · now 7% below its 52-week high.
Unless marked, from SEC EDGAR, as of Dec 31, 2025.
Against the whole market›
Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.
Where this answer is blind. Altman sits structurally low for utilities and pipelines; Beneish runs high for fast growers, since sales growth alone lifts it; banks and REITs are excluded.
Can OTTR take a bad year?
Otter Tail Corporation carries $853M of net debt at 2.47× EBITDA: a load its earnings can carry.
Net debt · as at Q2 2026 · under two and a half years of EBITDA, comfortable
- Net debt / EBITDA
- 2.47×
Net debt / EBITDA · 1.57× a year ago · the load is going up
- Altman Z-score
- 2.26
Altman Z-score · grey zone, between 1.8 and 3
- Cash runway
- 4.2 years
Cash runway · burning $20M a quarter at the current rate
Details›
- Total debtQ2 2026
- $1.19B
- Cash and short-term investments
- $334M
- Net debt
- $853M
- EBITDA, trailing twelve months
- $345M
- Operating profit, trailing twelve months
- $225M
- Debt / equity
- 0.63×
- Total debt / EBITDA
- 3.44×
- Annualised volatilitytwo years of daily moves
- 23%
- Worst drawdown on file
- −42%
- Below its 52-week high
- 7.3%
Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.