Is it safe?
Can DLX take a bad year?
Deluxe Corporation carries $1.37B of net debt at 3.46× EBITDA: a load its earnings can carry.
$1.37B
Net debt · as at Q1 2026 · between two and four years of EBITDA, normal for a stable business
- Net debt / EBITDA
- 3.46×
Net debt / EBITDA · 4.12× a year ago · the load is coming down
- Altman Z-score
- 1.57
Altman Z-score · distress zone, below 1.8
- Interest cover
- 2.16×
Interest cover · operating profit covers the interest bill, with room to spare
Details›
- Total debtQ1 2026
- $1.40B
- Cash and short-term investments
- $27M
- Net debt
- $1.37B
- EBITDA, trailing twelve months
- $395M
- Operating profit, trailing twelve months
- $256M
- Debt / equity
- 2.00×
- Total debt / EBITDA
- 3.53×
- Annualised volatilitytwo years of daily moves
- 41%
- Worst drawdown on file
- −79%
- Below its 52-week high
- −25%
Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.