NCNOnCino, Inc.

Technology

$19.73-33% 1Y

$19.73

$14.0152 weeks$30.32

Is the price fair?

Fair

Neither cheap nor expensive: modest expectations priced in, but rich vs its sector.

1 good, 1 to watch, 1 without data

What the price assumes~−1% a year

Priced for a decline (~−1% a year). The price demands less than its three-year revenue growth of 12% a year, expectations look modest.

Vs sector (EV/EBIT)35.8×

Sector median 30.5× across 203 covered peers. EV/EBIT counts debt as part of the price, so a cash-rich and a borrowed company can be compared on the same footing.

All from derived, as of Jul 31, 2026.

Against the whole market›

Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.

P/E (valuation)bottom 9% of the market

FCF yieldbetter than 79% of the market

Where this answer is blind. The growth-implied estimate assumes a fixed discount rate; capital-heavy sectors look structurally rich on it.

What NCNO's price assumes

nCino, Inc. trades at 63.6× earnings against 33.9× for the median Software - Application name, more expensive than its own group.

63.6

Trailing P/E · Software - Application median 33.9 · 1.88× the median: the market pays up for this one

Price / sales: 2.53
Price / sales · today's price, trailing year to Jul 31, 2026
Free cash flow yield: 8.4%
Free cash flow yield · Software - Application median 6.9%
Growth the price implies: −1.3%
Growth the price implies · The price pays for −1.3% free cash flow growth a year for a decade; the business has delivered +186% a year over the last three.