NCNOnCino, Inc.
Price
-33%1YEnd-of-day closes, not the intraday tick.
More going right than wrong
Quality strong, nothing alarming, price roughly fair, growth steady, the market undecided.
nCino offers a trusted platform of best-in-class, intelligent solutions that unites people and data to help FIs enhance strategic decision-making, improve risk management, and elevate customer satisfaction. By integrating AI and actionable insights into the platform, nCino helps institutions consolidate legacy systems while creating experiences tailored to their specific needs. With the flexibility to select and implement either multiple solutions simultaneously or one at a time, institutions have the autonomy to design their experience with an agile platform that scales with their needs and provides integrated functionality with every new product or feature added.
In the company’s own words · 10-K filed Mar 31, 2026 · SEC EDGAR
Charts
As reported to the SEC, without any scoring.
nCino, Inc. (NCNO) reported revenue of $161M in Q2 2027 (quarter ended Jul 31, 2026), up 8.2% from the same quarter a year earlier. That came with a gross margin of 63% and net income of $5.1M (3.2% of revenue). For the full year FY2026, revenue was $595M (+10% year on year) and net income $5.2M. Its largest product in Q2 2027 was Subscriptions Non Mortgage at $92M, 71% of the disclosed total, well ahead of Subscriptions Mortgage at 16%. The next results filing is expected around Dec 2, 2026, the same week as a year ago.
What the company said
The company's own words from its current reports to the SEC, newest first
- Aug 25, 2026On August 25, 2026, the Company issued the Press Release which included an announcement that its board of directors authorized a stock repurchase program to acquire up to $100,000,000 of the Company's outstanding common stock.Earnings release · Form 8-K
- Jun 22, 2026, on June 18, 2026, the stockholders of nCino, Inc., a Delaware corporation (the “Company”), approved a proposal to amend and restate (the “Amendment”) the Company’s Third Amended and Restated Certificate of Incorporation (the “Charter”) to permit stockholders to remove any director from office with or without cause …Charter/bylaw amendment or fiscal-year change · Form 8-K
- Mar 31, 2026Credit Agreement Amendment On March 30, 2026, nCino, Inc. (the “Company”) entered into an Incremental Facility Amendment (the “First Amendment”) to that certain Credit Agreement, dated as of October 28, 2024 (the “Credit Agreement”), by and among the Company, nCino OpCo, Inc. (the “Borrower”), certain subsidiaries of …Material agreement entered · Form 8-K
Quoted from SEC EDGAR filings. A current report is filed within four business days of the event it describes.
Business segments
Sep 2026 · $130.1MThe company’s own SEC segment disclosure.
- Subscriptions Non Mortgage$91.9M71%
- Subscriptions Mortgage$20.6M16%
- Professional Services$17.5M13%
Why these answers
Each answer with the checks it was read from. Open one for the numbers.
Conflicts between checks are named, never averaged, and thin data says so.
Software, Application
Ranks #54 of 96 by RyuScore