MHMcGraw Hill, Inc.
Is it safe?
Elevated bankruptcy risk: a balance sheet under strain and big price swings. Everything else is secondary until this clears.
Elevated financial-distress risk Altman Z-score, a bankruptcy-risk model from five balance-sheet ratios.
Reported earnings show no manipulation flags Beneish M-score, a forensic model that detects earnings-manipulation patterns (receivables outrunning sales, margins slipping, accrual-heavy profit).
High fundamental quality Piotroski F-score, nine pass/fail tests of year-over-year financial health across profitability, balance sheet and efficiency. 7 to 9 is strong, 0 to 3 weak.
Investment-grade balance sheet. A rule of thumb on leverage, not a credit rating.
Large price swings, high volatility. Worst drawdown -49% · now 26% below its 52-week high.
Unless marked, from SEC EDGAR, as of Mar 31, 2026.
Against the whole market›
Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.
Where this answer is blind. Altman sits structurally low for utilities and pipelines; Beneish runs high for fast growers, since sales growth alone lifts it; banks and REITs are excluded.
Can MH take a bad year?
McGraw Hill, Inc. carries $2.38B of net debt at 3.65× EBITDA: a load its earnings can carry.
Net debt · as at Q1 2027 · between two and four years of EBITDA, normal for a stable business
- Net debt / EBITDA
- 3.65×
Net debt / EBITDA · 4.26× a year ago · the load is coming down
- Altman Z-score
- 0.39
Altman Z-score · distress zone, below 1.8
- Debt / equity
- 3.27×
Debt / equity
Details›
- Total debtQ1 2027
- $2.57B
- Cash and short-term investments
- $194M
- Net debt
- $2.38B
- EBITDA, trailing twelve months
- $652M
- Operating profit, trailing twelve months
- $295M
- Debt / equity
- 3.27×
- Total debt / EBITDA
- 3.95×
- Annualised volatilitytwo years of daily moves
- 61%
- Worst drawdown on file
- −49%
- Below its 52-week high
- 26%
Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.
Education & Training Services
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