LRNStride, Inc.

$85.49-40% 1Y
Latest close: back above its 200-day averageOct 9, 2026what changed →

Is it safe?

Mixed

Forensics clean, with a caveat: a safe balance sheet and clean books, but big price swings.

4 good, 1 to watch, 1 without data
SurvivalSafe zone

Financially healthy, low distress risk Altman Z-score, a bankruptcy-risk model from five balance-sheet ratios.

Honest booksLow risk

Reported earnings show no manipulation flags Beneish M-score, a forensic model that detects earnings-manipulation patterns (receivables outrunning sales, margins slipping, accrual-heavy profit).

Quality7 / 9

High fundamental quality Piotroski F-score, nine pass/fail tests of year-over-year financial health across profitability, balance sheet and efficiency. 7 to 9 is strong, 0 to 3 weak.

Credit gradeAAderived · Jun 30, 2026

Net cash and profitable. A rule of thumb on leverage, not a credit rating.

Drawdown risk62% volderived · Oct 9, 2026

Large price swings, high volatility. Worst drawdown -64% · now 44% below its 52-week high.

Unless marked, from SEC EDGAR, as of Jun 30, 2025.

Against the whole market›

Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.

Volatilitybehind 79% of the market
Max drawdownmiddle of the market

Where this answer is blind. Altman sits structurally low for utilities and pipelines; Beneish runs high for fast growers, since sales growth alone lifts it; banks and REITs are excluded.

Can LRN take a bad year?

Stride, Inc. holds $540M more cash than debt, so a bad year is a question about profits, not about lenders.

$540M

Net cash

Net debt / EBITDA
net cash

Net debt / EBITDA · no net borrowings to measure against earnings

Altman Z-score
5.48

Altman Z-score · safe zone, above 3

Debt / equity
0.26×

Debt / equity

Details›
Total debtQ4 2026
$418M
Cash and short-term investments
$958M
Net cash
$540M
EBITDA, trailing twelve months
$517M
Operating profit, trailing twelve months
$451M
Debt / equity
0.26×
Total debt / EBITDA
0.81×
Annualised volatilitytwo years of daily moves
62%
Worst drawdown on file
−64%
Below its 52-week high
44%

Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.