LOBLive Oak Bancshares, Inc.
Is the price fair?
Cheap against its own history. That is the only one of 3 checks this filer's data supports, so take it as a single data point rather than a settled answer.
Cheap vs its own history: P/E 12.1 vs a 21.4 median over 41 quarters (−43% vs median).
Against the whole market›
Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.
Where this answer is blind. The growth-implied estimate assumes a fixed discount rate; capital-heavy sectors look structurally rich on it.
What LOB's price assumes
Live Oak Bancshares, Inc. trades at 12.1× earnings against 11.8× for the median Banks - Regional name, more expensive than its own group.
Trailing P/E · Banks - Regional median 11.8 · 1.03× the median: the market pays up for this one
- Price / sales
- 2.02
Price / sales · as of 2026-Q2
- Price / book
- 1.45
Price / book · as of 2026-Q2
Details›
- Price / bookas of 2026-Q2
- 1.45
- Financial Services median P/E625 names
- 12.1
- Banks - Regional median P/E234 names
- 11.8
- Market capitalisation
- $1.89B
| Method | Per share |
|---|---|
| Its own P/E history, lower quartile | $39.66 |
| Its own P/E history, median | $60.81 |
| Its own P/E history, upper quartile | $80.29 |
| 52-week range | $29.34 – $43.77 |
| Today | $34.48 |
Multiples from SEC filings and end-of-day closes; implied growth from a reverse discounted cash flow. Group medians across the names Ryufin tracks.
Banks, Regional
The closest names by size in the same industry