LOBLive Oak Bancshares, Inc.

$39.97

$29.3452 weeks$43.77

Price

$39.97+31%1Y

1M-6.3%1Y+31%

Prices are end-of-day closes. This is a research view, the focus is on the fundamentals, quality and valuation below, not intraday price.

Smart Score

Above average

8/10

Value49

Quality68

Momentum79

Growth66

Strongest Momentum, weakest Value · ranked vs Financial Services peers. The five questions below judge the company on its own terms.

What they do

Live Oak Bancshares, Inc. (individually, “Bancshares” and collectively with its subsidiaries including Live Oak Banking Company, the “Company,” also referred to as “our” and “we”), headquartered in Wilmington, North Carolina, is the bank holding company for Live Oak Banking Company (the “Bank” or “Live Oak Bank”). The Bank was incorporated in February 2008 as a North Carolina-chartered commercial bank and operates an established national online platform for small business lending and deposit gathering.

In the company’s own words · 10-K filed Feb 27, 2026 · SEC EDGAR

P/E (TTM)15.3

Market Cap$1.77B

1Y Return+31%

5Y Return-31%

Live Oak Bancshares, Inc. (LOB) reported revenue of $234M in Q1 2026 (quarter ended March 31, 2026), up 9.7% from the same quarter a year earlier. That came with net income of $30M (13% of revenue). For the full year FY2025, revenue was $908M (+12% year on year) and net income $106M.

Raw charts

8 series · TTM

As reported to the SEC, without any scoring.

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