Is it safe?
Can HRB take a bad year?
H&R Block, Inc. carries $533M of net debt at 0.52× EBITDA: a load its earnings can carry.
$533M
Net debt · as at Q4 2027 · under two and a half years of EBITDA, comfortable
- Net debt / EBITDA
- 0.52×
Net debt / EBITDA · 0.54× a year ago · the load is coming down
- Interest cover
- 11.3×
Interest cover · operating profit covers the interest bill several times over
- Annualised volatility
- 39%
Annualised volatility · roughly twice as jumpy as the market
Details›
- Total debtQ4 2027
- $1.49B
- Cash and short-term investments
- $959M
- Net debt
- $533M
- EBITDA, trailing twelve months
- $1.03B
- Operating profit, trailing twelve months
- $908M
- Debt / equity
- 12.7×
- Total debt / EBITDA
- 1.45×
- Annualised volatilitytwo years of daily moves
- 39%
- Worst drawdown on file
- −58%
- Below its 52-week high
- −2.8%
Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.
Personal Services
Ranks #1 of 6 by Smart Score