HMNHorace Mann Educators Corporation

$45.55+1.7% 1Y

Is it safe?

Mixed

Nothing alarming, nothing pristine: insiders quiet and steady price behavior.

1 good, 1 neutral, 4 without data
Insider conviction-$1.4MSEC EDGAR · Oct 8, 2026

Insiders were net sellers (-$1.4M, 90 days to Oct 8, 2026), selling is often routine.

Drawdown risk23% volderived · Oct 9, 2026

Relatively steady, low volatility. Worst drawdown -33% · now 16% below its 52-week high.

Against the whole market›

Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.

Volatilitytop 7% of the market
Max drawdowntop 3% of the market

Where this answer is blind. Altman sits structurally low for utilities and pipelines; Beneish runs high for fast growers, since sales growth alone lifts it; banks and REITs are excluded.

Can HMN take a bad year?

The deepest fall in HMN's price history on file is −33%; it is 16% below its high today.

−33%

Worst drawdown on file · −16% today

Annualised volatility
23%

Annualised volatility · about as steady as the market itself

Details›
Annualised volatilitytwo years of daily moves
23%
Worst drawdown on file
−33%
Below its 52-week high
16%

Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.