HCIHCI Group, Inc.

$186.85

Price

$186.85+37%1Y
1M+6.7%1Y+37%

Prices are end-of-day closes. This is a research view, the focus is on the fundamentals, quality and valuation below, not intraday price.

Smart Score

Top tier
10/10
Value76
Quality89
Momentum63
Growth54
Strongest Quality, weakest Growth · ranked vs Financial Services peers. The five questions below judge the company on its own terms.
What they do

HCI Group, Inc., together with its subsidiaries (collectively, “we,” “our,” “us,” the “Company,” or “HCI”), is primarily engaged in the property and casualty insurance business. We provide various homeowners’ property and casualty insurance products for properties located in the State of Florida, which is our primary market, as well as in other states in the northeast and southeast regions of the United States (“U.S.”).

In the company’s own words · 10-K filed Feb 26, 2026 · SEC EDGAR

P/E (TTM)8.2
Market Cap$2.09B
1Y Return+37%
5Y Return+101%

Business segments

Q2 2026 · $254.2M

The company’s own SEC segment disclosure.

  • Insurance Operation$216.7M85%
  • Reciprocal Exchange Operation$25.4M10%
  • Corporate And Other$7.5M3%
  • Real Estate Operations$4.6M2%

HCI Group, Inc. (HCI) reported revenue of $243M in Q1 2026 (quarter ended March 31, 2026), up 12% from the same quarter a year earlier. That came with net income of $73M (30% of revenue). For the full year FY2025, revenue was $901M (+20% year on year) and net income $299M. Its largest segment in 2026-Q2 was Insurance Operation at $217M, 85% of the disclosed total, just ahead of Reciprocal Exchange Operation at 10.0%.

Raw charts

8 series · TTM

As reported to the SEC, without any scoring.