$45.63-66% 1Y

Is the business good?

Mixed

The checks split: margins steady and returns not propped up by debt.

2 neutral, 2 without data
Margin direction, 3 years+0.1 pts

Margins have held roughly steady, a stable cost structure.

Where ROE comes from4% ROA

A balanced mix of margins, efficiency, and leverage. ROE 13% = margin × turnover × leverage.

All from derived.

Where this answer is blind. The F-score rewards improvement, so an already-elite company can score mid-pack.