EEFTEuronet Worldwide, Inc.
Is it safe?
Strong, no red flags: a safe balance sheet and insiders buying.
Financially healthy, low distress risk Altman Z-score, a bankruptcy-risk model from five balance-sheet ratios.
Insiders were net buyers (+$55K, 90 days to Oct 8, 2026). SEC Form 4 filings: officers and directors must report their own trades within two business days.
Investment-grade balance sheet. A rule of thumb on leverage, not a credit rating.
Moderate price swings, typical volatility. Worst drawdown -63% · now 28% below its 52-week high.
Unless marked, from SEC EDGAR, as of Dec 31, 2025.
Against the whole market›
Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.
Where this answer is blind. Altman sits structurally low for utilities and pipelines; Beneish runs high for fast growers, since sales growth alone lifts it; banks and REITs are excluded.
Can EEFT take a bad year?
Euronet Worldwide, Inc. carries $1.49B of net debt at 2.26× EBITDA: a load its earnings can carry.
Net debt · as at Q2 2026 · under two and a half years of EBITDA, comfortable
- Net debt / EBITDA
- 2.26×
Net debt / EBITDA · 1.71× a year ago · the load is going up
- Altman Z-score
- 1.78
Altman Z-score · distress zone, below 1.8
- Interest cover
- 7.05×
Interest cover · operating profit covers the interest bill several times over
Details›
- Total debtQ2 2026
- $2.68B
- Cash and short-term investments
- $1.20B
- Net debt
- $1.49B
- EBITDA, trailing twelve months
- $658M
- Operating profit, trailing twelve months
- $505M
- Debt / equity
- 2.18×
- Total debt / EBITDA
- 4.08×
- Annualised volatilitytwo years of daily moves
- 36%
- Worst drawdown on file
- −63%
- Below its 52-week high
- 28%
Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.
Software, Infrastructure
Ranks #4 of 80 by RyuScore