CZFSCitizens Financial Services, Inc.

$78.06+39% 1Y

$78.06

$51.9252 weeks$83.54

Is the price fair?

Mixed

In its normal P/E range. That is the only one of 3 checks this filer's data supports, so take it as a single data point rather than a settled answer.

1 neutral, 2 without data

Vs its own P/E rangemid-range for this companyderived

In its normal range: P/E 9.1 vs a 9.0 median over 41 quarters (+1% vs median).

Where this answer is blind. The growth-implied estimate assumes a fixed discount rate; capital-heavy sectors look structurally rich on it.

Citizens Financial Services, Inc. trades at 9.13× earnings against 11.8× for the median Banks - Regional name, cheaper than its own group.

9.13

Trailing P/E · Banks - Regional median 11.8 · cheaper than the typical name in its group

Details›

What the market has paid for these earnings: 41 quarters of its own multiple × $8.55 of trailing earnings per share
Method	Per share
Its own P/E history, lower quartile	$63.36
Its own P/E history, median	$77.22
Its own P/E history, upper quartile	$89.55
52-week range	$51.92 – $83.53
Today	$78.06

Multiples from SEC filings and end-of-day closes; implied growth from a reverse discounted cash flow. Group medians across the names Ryufin tracks.

The closest names by size in the same industry