CZFSCitizens Financial Services, Inc.

$79.45+45% 1Y

Is it growing?

Mixed

Neither accelerating nor breaking down: nothing decisive, though earnings up +30% year on year.

1 good, 1 neutral, 1 without data
Revenue trend+3% in a year

Trailing-twelve-month revenue vs a year earlier, from the company's own filings. Five-year pace: +17% a year.

Earnings trend+30% in a year

Trailing-twelve-month earnings per share against a year earlier. Growing faster than revenue, so margins or the share count are helping.

All from SEC EDGAR, as of Jun 30, 2026.

Where this answer is blind. These are trailing numbers from the filings, not forecasts: an acquisition or a one-off year can flatter them, so check the quarters.

Is CZFS growing?

Citizens Financial Services, Inc. has grown revenue 24% a year over three years and 18% a year over five, with earnings per share compounding at 2.0%.

+24%

Revenue growth, 3-year annual rate · Banks - Regional median +6.8% · compounding fast · compounded from fiscal-year columns as filed

Revenue growth, 5-year rate
+18%

Revenue growth, 5-year rate · +24% over three · growth has picked up over the last three years

Earnings per share, 3-year rate
+2.0%

Earnings per share, 3-year rate · revenue +24% · earnings lagged revenue: the growth is costing something

Years of annual history on file
17

Years of annual history on file · FY2009 to FY2025, as filed

Details›
Revenue FY2021
$73M
Revenue FY2022
$83M
Revenue FY2023
$127M
Revenue FY2024
$154M
Revenue FY2025
$159M

Annual income statements as filed with the SEC.