CLOVClover Health Investments, Corp.

$4.80+58% 1Y

Is the price fair?

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Priced for a lot of growth. That is the only one of 3 checks this filer's data supports, so take it as a single data point rather than a settled answer.

1 to watch, 2 without data
What the price assumes~+14% a yearderived · Jun 30, 2026

Priced for ~14% a year FCF growth. The price already bakes in strong, sustained growth.

Against the whole market›

Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.

FCF yieldbehind 76% of the market

Where this answer is blind. The growth-implied estimate assumes a fixed discount rate; capital-heavy sectors look structurally rich on it.

What CLOV's price assumes

Today's price asks for 14% free cash flow growth a year; over the last three years Clover Health Investments, Corp. delivered 55%, less than the record.

1.43

Price / sales · no trailing P/E on file: measured against sales instead

Free cash flow yield
2.7%

Free cash flow yield · Healthcare Plans median 6.5%

Growth the price implies
+14%

Growth the price implies · The price pays for +14% free cash flow growth a year for a decade; the business has delivered +55% a year over the last three.

Price / book
8.89

Price / book · today's price, fiscal year to Dec 31, 2025

Details›
Price / booktoday's price, fiscal year to Dec 31, 2025
8.89
EV / EBIToperating margin −0.74%: the multiple describes the denominator
not meaningful
EV / salestoday's price, fiscal year to Dec 31, 2025
1.37
Free cash flow, trailing twelve months
$74M
Market capitalisation
$2.74B
3-year free cash flow growth
+55%

Multiples from SEC filings and end-of-day closes; implied growth from a reverse discounted cash flow. Group medians across the names Ryufin tracks.