CBRLCracker Barrel Old Country Store, Inc.
Is it safe?
Elevated bankruptcy risk: a balance sheet under strain and big price swings. Everything else is secondary until this clears.
Elevated financial-distress risk Altman Z-score, a bankruptcy-risk model from five balance-sheet ratios.
Reported earnings show no manipulation flags Beneish M-score, a forensic model that detects earnings-manipulation patterns (receivables outrunning sales, margins slipping, accrual-heavy profit).
Mixed fundamental signals Piotroski F-score, nine pass/fail tests of year-over-year financial health across profitability, balance sheet and efficiency. 7 to 9 is strong, 0 to 3 weak.
Insiders were net sellers (-$182K, 90 days to Oct 9, 2026), selling is often routine.
Investment-grade balance sheet. A rule of thumb on leverage, not a credit rating.
Large price swings, high volatility. Worst drawdown -83% · now 3% below its 52-week high.
Unless marked, from SEC EDGAR, as of Aug 1, 2025.
Against the whole market›
Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.
Where this answer is blind. Altman sits structurally low for utilities and pipelines; Beneish runs high for fast growers, since sales growth alone lifts it; banks and REITs are excluded.
Can CBRL take a bad year?
Cracker Barrel Old Country Store, Inc. carries $301M of net debt at 2.72× EBITDA: a load its earnings can carry.
Net debt · as at Q4 2026 · between two and four years of EBITDA, normal for a stable business
- Net debt / EBITDA
- 2.72×
Net debt / EBITDA · 2.51× a year ago · the load is going up
- Altman Z-score
- 2.20
Altman Z-score · grey zone, between 1.8 and 3
- Debt / equity
- 0.70×
Debt / equity
Details›
- Total debtQ4 2026
- $337M
- Cash and short-term investments
- $37M
- Net debt
- $301M
- EBITDA, trailing twelve months
- $111M
- Operating profit, trailing twelve months
- −$12M
- Debt / equity
- 0.70×
- Total debt / EBITDA
- 3.05×
- Annualised volatilitytwo years of daily moves
- 58%
- Worst drawdown on file
- −83%
- Below its 52-week high
- 2.8%
Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.