BJRIBJ's Restaurants, Inc.

Consumer Cyclical

$59.83+101% 1Y

$59.83

$28.6952 weeks$69.89

Is it safe?

Good

Strong, no red flags: clean books, quality strong, and comfortable debt (AA).

3 good, 3 neutral

SurvivalGrey zone

Mixed, watch the balance sheet Altman Z-score, a bankruptcy-risk model from five balance-sheet ratios.

Honest booksLow risk

Reported earnings show no manipulation flags Beneish M-score, a forensic model that detects earnings-manipulation patterns (receivables outrunning sales, margins slipping, accrual-heavy profit).

Quality7 / 9

High fundamental quality Piotroski F-score, nine pass/fail tests of year-over-year financial health across profitability, balance sheet and efficiency. 7 to 9 is strong, 0 to 3 weak.

Insider conviction-$4.5M

Insiders were net sellers (-$4.5M, 90 days to Oct 8, 2026), selling is often routine.

Credit gradeAAderived · Jun 30, 2026

Rock-solid balance sheet, low leverage. A rule of thumb on leverage, not a credit rating.

Drawdown risk43% volderived · Oct 9, 2026

Moderate price swings, typical volatility. Worst drawdown -91% · now 14% below its 52-week high.

Unless marked, from SEC EDGAR, as of Dec 30, 2025.

Against the whole market›

Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.

Volatilitymiddle of the market

Max drawdownbottom 10% of the market

Where this answer is blind. Altman sits structurally low for utilities and pipelines; Beneish runs high for fast growers, since sales growth alone lifts it; banks and REITs are excluded.

Can BJRI take a bad year?

BJ's Restaurants, Inc. carries $30M of net debt at 0.24× EBITDA: a load its earnings can carry.

$30M

Net debt · as at Q2 2026 · under two and a half years of EBITDA, comfortable

Net debt / EBITDA: 0.24×
Net debt / EBITDA · 0.34× a year ago · the load is coming down
Altman Z-score: 2.89
Altman Z-score · grey zone, between 1.8 and 3
Debt / equity: 0.11×
Debt / equity