CATCaterpillar Inc.
Is it safe?
Strong, no red flags: a safe balance sheet and clean books.
Financially healthy, low distress risk Altman Z-score, a bankruptcy-risk model from five balance-sheet ratios.
Reported earnings show no manipulation flags Beneish M-score, a forensic model that detects earnings-manipulation patterns (receivables outrunning sales, margins slipping, accrual-heavy profit).
Mixed fundamental signals Piotroski F-score, nine pass/fail tests of year-over-year financial health across profitability, balance sheet and efficiency. 7 to 9 is strong, 0 to 3 weak.
Insiders were net sellers (-$26.2M, 90 days to Oct 8, 2026), selling is often routine.
Moderate price swings, typical volatility. Worst drawdown -43% · now 22% below its 52-week high.
Unless marked, from SEC EDGAR, as of Dec 31, 2025.
Against the whole market›
Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.
Where this answer is blind. Altman sits structurally low for utilities and pipelines; Beneish runs high for fast growers, since sales growth alone lifts it; banks and REITs are excluded.
Can CAT take a bad year?
The deepest fall in CAT's price history on file is −43%; it is 22% below its high today.
Altman Z-score · distress below 1.8 · safe above 3 · safe zone, the balance sheet is not what threatens this one
- Annualised volatility
- 34%
Annualised volatility · about as steady as the market itself
- Worst drawdown on file
- −43%
Worst drawdown on file · −22% today
Details›
- Cash and short-term investments
- $6.71B
- EBITDA, trailing twelve months
- $15.5B
- Operating profit, trailing twelve months
- $13.1B
- Annualised volatilitytwo years of daily moves
- 34%
- Worst drawdown on file
- −43%
- Below its 52-week high
- 22%
Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.
Farm & Heavy Construction Machinery
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