Is it safe?
Can BILL take a bad year?
BILL Holdings, Inc. holds $338M more cash than debt, so a bad year is a question about profits, not about lenders.
$338M
Net cash
- Net debt / EBITDA
- net cash
Net debt / EBITDA · no net borrowings to measure against earnings
- Altman Z-score
- 0.55
Altman Z-score · distress zone, below 1.8
- Debt / equity
- 0.48×
Debt / equity
Details›
- Total debtQ3 2026
- $1.83B
- Cash and short-term investments
- $2.17B
- Net cash
- $338M
- EBITDA, trailing twelve months
- −$29M
- Operating profit, trailing twelve months
- −$61M
- Debt / equity
- 0.48×
- Annualised volatilitytwo years of daily moves
- 65%
- Worst drawdown on file
- −91%
- Below its 52-week high
- −15%
Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.
Software - Application
Ranks #76 of 90 by Smart Score