The financials
BILL Holdings, Inc. by the numbers
BILL Holdings, Inc. (BILL) reported revenue of $407M in Q3 2026 (quarter ended March 31, 2026), up 13% from the same quarter a year earlier. That came with a gross margin of 82% and net income of $13M (3.1% of revenue). For the full year FY2025, revenue was $1.46B (+13% year on year) and net income $24M. Its largest product in 2026-Q1 was Accounts Payable And Accounts Receivable Solutions at $183M, 45% of the disclosed total, just ahead of Spend And Expense Interchange at 41%.
| Income statement | Q3 2026 | Q3 2025 | Change |
|---|---|---|---|
| Revenue | $407M | $358M | +13% |
| Gross profit | $332M | $291M | +14% |
| Operating income | −$399K | −$29M | n/a |
| Net income | $13M | −$12M | to a profit |
| Diluted EPS | $0.12 | −$0.11 | to a profit |
| Product | Revenue | Share |
|---|---|---|
| Accounts Payable And Accounts Receivable Solutions | $183M | 45% |
| Spend And Expense Interchange | $167M | 41% |
| Interest On Funds Held For Customers | $35M | 8.7% |
| Embedded Solutions And Other | $21M | 5.1% |
Business Segments
Revenue split by product segment, from SEC XBRL filings.
Latest period: Q1 2026Total $406.6M (-2.0%)
Spend And Expense Interchange grew +21% year on yearInterest On Funds Held For Customers -6.6% year on year
Segment Latestquarter on quarteryear on year
- Accounts Payable And Accounts Receivable Solutions$183.2M$183.2MQoQ -1.4%year on year +12%-1.4%+12%
- Spend And Expense Interchange$167.2M$167.2MQoQ +0.45%year on year +21%+0.45%+21%
- Interest On Funds Held For Customers$35.4M$35.4MQoQ -10%year on year -6.6%-10%-6.6%
- Embedded Solutions And Other$20.7M$20.7MQoQ -year on year +11%-+11%
- Embedded And Other Solutions--QoQ -year on year ---
Software - Application
Ranks #76 of 90 by Smart Score