MA vs PYPL

Mastercard and PayPal, both Financial Services

Mastercard is the larger company at $433B against $37B. On trailing earnings PYPL is the cheaper of the two at a P/E of 10.4 against 32.4, a gap that is only a bargain if the two are growing at similar rates. Over the past year MA returned +1.0% against -18% for PYPL. The RyuScore puts PYPL ahead, 85 against 81 out of 100.

Mastercard and PayPal compared on valuation, return and the RyuScore
FigureMAPYPL
Last close$589$55.50
Market cap$433B$37B
Trailing P/Elower is cheaper for the same earnings, not automatically better32.410.4
Dividend yield0.5%0.3%
1-year return+1.0%-18%
5-year return+74%-80%
RyuScoresector-relative, 1–1081/10085/100

Figures from SEC filings and end-of-day closes. Highlighting marks the higher or lower number, which is not the same as the better investment, a low P/E can be a warning and a high one can be deserved.

Mastercard

Revenue of $9.3B in Q2 2026, net income $4.4B. Its largest reported line is Payment Network, 59% of the disclosed total.

PayPal

Revenue of $8.4B in Q1 2026, net income $1.1B. Its largest reported line is United States, 58% of the disclosed total.

Open these two in the interactive comparison to add more names, change the period or see the correlation.