AFRM vs MA
Affirm Holdings, Inc. and Mastercard, both Financial Services
Mastercard is the larger company at $433B against $26B. On trailing earnings AFRM is the cheaper of the two at a P/E of 14.6 against 32.4, a gap that is only a bargain if the two are growing at similar rates. Over the past year MA returned +1.0% against -12% for AFRM.
| Figure | AFRM | MA |
|---|---|---|
| Last close | $80.69 | $589 |
| Market cap | $26B | $433B |
| Trailing P/Elower is cheaper for the same earnings, not automatically better | 14.6 | 32.4 |
| Dividend yield | n/a | 0.5% |
| 1-year return | -12% | +1.0% |
| 5-year return | -25% | +74% |
| RyuScoresector-relative, 1–10 | n/a | 81/100 |
Figures from SEC filings and end-of-day closes. Highlighting marks the higher or lower number, which is not the same as the better investment, a low P/E can be a warning and a high one can be deserved.
Affirm Holdings, Inc.
Revenue of $1.2B in Q4 2026, net income $1.6B. Its largest reported line is Merchant Network, 78% of the disclosed total.
Mastercard
Revenue of $9.3B in Q2 2026, net income $4.4B. Its largest reported line is Payment Network, 59% of the disclosed total.
Open these two in the interactive comparison to add more names, change the period or see the correlation.