COF vs MA

Capital One and Mastercard, both Financial Services

Mastercard is the larger company at $433B against $125B. On trailing earnings COF is the cheaper of the two at a P/E of 11.9 against 32.4, a gap that is only a bargain if the two are growing at similar rates. Over the past year MA returned +1.0% against -12% for COF.

Capital One and Mastercard compared on valuation, return and the RyuScore
FigureCOFMA
Last close$199$589
Market cap$125B$433B
Trailing P/Elower is cheaper for the same earnings, not automatically better11.932.4
Dividend yieldn/a0.5%
1-year return-12%+1.0%
5-year return+36%+74%
RyuScoresector-relative, 1–10n/a81/100

Figures from SEC filings and end-of-day closes. Highlighting marks the higher or lower number, which is not the same as the better investment, a low P/E can be a warning and a high one can be deserved.

Capital One

Revenue of $16B in Q2 2026, net income $3.0B. Its largest reported line is Interchange Fees Contracts, 89% of the disclosed total.

Mastercard

Revenue of $9.3B in Q2 2026, net income $4.4B. Its largest reported line is Payment Network, 59% of the disclosed total.

Open these two in the interactive comparison to add more names, change the period or see the correlation.