COF vs MA

Capital One and Mastercard, both Financial Services

Mastercard is the larger company at $433B against $125B. On trailing earnings MA is the cheaper of the two at a P/E of 32.9 against 64.1, a gap that is only a bargain if the two are growing at similar rates. Over the past year MA returned +5.6% against +3.6% for COF. Ryufin's sector-relative Smart Score puts MA ahead, 8/10 against 5/10.

Capital One and Mastercardcompared on valuation, return and Ryufin’s Smart Score
FigureCOFMA
Last close$217$599
Market cap$125B$433B
Trailing P/Elower is cheaper for the same earnings, not automatically better64.132.9
Dividend yieldn/a0.5%
1-year return+3.6%+5.6%
5-year return+47%+59%
Ryufin Smart Scoresector-relative, 1–105/108/10

Figures from SEC filings and end-of-day closes. Highlighting marks the higher or lower number, which is not the same as the better investment, a low P/E can be a warning and a high one can be deserved.

Capital One

Revenue of $15B in Q1 2026, net income $2.2B. Its largest reported line is Interchange Fees Contracts, 89% of the disclosed total.

Mastercard

Revenue of $9.3B in Q2 2026, net income $4.4B. Its largest reported line is Payment Network, 59% of the disclosed total.

Open these two in the interactive comparison to add more names, change the period or read the correlation.