The financials
Capital One by the numbers
Capital One (COF) reported revenue of $15.2B in Q1 2026 (quarter ended March 31, 2026), up 52% from the same quarter a year earlier. That came with net income of $2.17B (14% of revenue). For the full year FY2025, revenue was $53.4B (+37% year on year) and net income $2.45B. Its largest product in 2026-Q2 was Interchange Fees Contracts at $1.72B, 89% of the disclosed total, just ahead of Other Contract at 9.7%.
| Income statement | Q1 2026 | Q1 2025 | Change |
|---|---|---|---|
| Revenue | $15.2B | $10.0B | +52% |
| Net income | $2.17B | $1.40B | +55% |
| Diluted EPS | $3.34 | $3.45 | −3.2% |
| Product | Revenue | Share |
|---|---|---|
| Interchange Fees Contracts | $1.72B | 89% |
| Other Contract | $188M | 9.7% |
| Service Charges And Other Customer Fees Contracts | $32M | 1.7% |
Business Segments
Revenue split by product segment, from SEC XBRL filings.
Latest period: Q2 2026Total $1.94B (+19%)
Service Charges And Other Customer Fees Contracts grew +60% year on yearInterchange Fees Contracts +42% year on year
Segment Latestquarter on quarteryear on year
- Interchange Fees Contracts$1.72B$1.72BQoQ +17%year on year +42%+17%+42%
- Other Contract$188.0M$188.0MQoQ +38%year on year +50%+38%+50%
- Service Charges And Other Customer Fees Contracts$32.0M$32.0MQoQ +45%year on year +60%+45%+60%
Credit Services
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