COF vs PYPL
Capital One and PayPal, both Financial Services
Capital One is the larger company at $125B against $37B. On trailing earnings PYPL is the cheaper of the two at a P/E of 10.4 against 11.9, a gap that is only a bargain if the two are growing at similar rates. Over the past year COF returned -12% against -18% for PYPL.
| Figure | COF | PYPL |
|---|---|---|
| Last close | $199 | $55.50 |
| Market cap | $125B | $37B |
| Trailing P/Elower is cheaper for the same earnings, not automatically better | 11.9 | 10.4 |
| Dividend yield | n/a | 0.3% |
| 1-year return | -12% | -18% |
| 5-year return | +36% | -80% |
| RyuScoresector-relative, 1–10 | n/a | 85/100 |
Figures from SEC filings and end-of-day closes. Highlighting marks the higher or lower number, which is not the same as the better investment, a low P/E can be a warning and a high one can be deserved.
Capital One
Revenue of $16B in Q2 2026, net income $3.0B. Its largest reported line is Interchange Fees Contracts, 89% of the disclosed total.
PayPal
Revenue of $8.4B in Q1 2026, net income $1.1B. Its largest reported line is United States, 58% of the disclosed total.
Open these two in the interactive comparison to add more names, change the period or see the correlation.