AFRM vs COF
Affirm Holdings, Inc. and Capital One, both Financial Services
Capital One is the larger company at $125B against $26B. On trailing earnings COF is the cheaper of the two at a P/E of 11.9 against 14.6, a gap that is only a bargain if the two are growing at similar rates. Over the past year COF returned -12% against -12% for AFRM.
| Figure | AFRM | COF |
|---|---|---|
| Last close | $80.69 | $199 |
| Market cap | $26B | $125B |
| Trailing P/Elower is cheaper for the same earnings, not automatically better | 14.6 | 11.9 |
| 1-year return | -12% | -12% |
| 5-year return | -25% | +36% |
Figures from SEC filings and end-of-day closes. Highlighting marks the higher or lower number, which is not the same as the better investment, a low P/E can be a warning and a high one can be deserved.
Affirm Holdings, Inc.
Revenue of $1.2B in Q4 2026, net income $1.6B. Its largest reported line is Merchant Network, 78% of the disclosed total.
Capital One
Revenue of $16B in Q2 2026, net income $3.0B. Its largest reported line is Interchange Fees Contracts, 89% of the disclosed total.
Open these two in the interactive comparison to add more names, change the period or see the correlation.