XZOExzeo Group, Inc.

$16.67

Price

$16.67
1M+12%1Y-

Prices are end-of-day closes. This is a research view, the focus is on the fundamentals, quality and valuation below, not intraday price.

Smart Score

Top tier
10/10
Value67
Quality91
Momentum86
Growth32
Strongest Quality, weakest Growth · ranked vs Financial Services peers. The five questions below judge the company on its own terms.
What they do

We provide turnkey insurance technology and operations solutions to P&C insurance carriers and their agents through a proprietary platform of purpose‑built software and data analytics applications. Our Exzeo Platform consists of a suite of configurable applications designed to support the core operational and administrative functions required by P&C carriers, including quoting and underwriting, policy administration, claims management, data reporting, and financial reporting.

In the company’s own words · 10-K filed Feb 26, 2026 · SEC EDGAR

P/E (TTM)16.8
Market Cap$1.21B
1Y Return-
5Y Return-

Business segments

Q1 2026 · $58.8M

The company’s own SEC segment disclosure.

  • Underwriting Management And Claims Services$33.7M57%
  • Underwriting And Management Services$25.0M43%
  • Claim Services$64.0K0%

Exzeo Group, Inc. (XZO) reported revenue of $56M in Q1 2026 (quarter ended March 31, 2026), up 6.0% from the same quarter a year earlier. That came with a gross margin of 59% and net income of $20M (37% of revenue). For the full year FY2025, revenue was $217M (+62% year on year) and net income $83M. Its largest product in 2026-Q1 was Underwriting Management And Claims Services at $34M, 57% of the disclosed total, just ahead of Underwriting And Management Services at 43%.

Raw charts

7 series · TTM

As reported to the SEC, without any scoring.