UVEUniversal Insurance Holdings, Inc.

$45.83+82% 1Y

Is the price fair?

Good

Cheap against its own history. That is the only one of 3 checks this filer's data supports, so take it as a single data point rather than a settled answer.

1 good, 2 without data
Vs its own P/E rangecheaper than 81% of its own historyderived

Cheap vs its own history: P/E 6.0 vs a 7.1 median over 36 quarters (−15% vs median).

Against the whole market›

Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.

P/E (valuation)top 2% of the market

Where this answer is blind. The growth-implied estimate assumes a fixed discount rate; capital-heavy sectors look structurally rich on it.

What UVE's price assumes

Universal Insurance Holdings, Inc. trades at 6.05× earnings against 10.6× for the median Insurance - Property & Casualty name, cheaper than its own group.

6.05

Trailing P/E · Insurance - Property & Casualty median 10.6 · cheaper than the typical name in its group

Price / sales
0.70

Price / sales · as of 2026-Q2

Price / book
1.80

Price / book · as of 2026-Q2

EV / sales
0.44

EV / sales

Details›
Price / bookas of 2026-Q2
1.80
EV / salesas of 2026-Q2
0.44
Financial Services median P/E625 names
12.1
Insurance - Property & Casualty median P/E41 names
10.6
Market capitalisation
$1.10B
What the market has paid for these earnings: 36 quarters of its own multiple × $7.58 of trailing earnings per share
MethodPer share
Its own P/E history, lower quartile$47.84
Its own P/E history, median$53.92
Its own P/E history, upper quartile$91.52
52-week range$24.77 – $46.97
Today$45.83

Multiples from SEC filings and end-of-day closes; implied growth from a reverse discounted cash flow. Group medians across the names Ryufin tracks.