Is it safe?
Can UMH take a bad year?
UMH Properties, Inc. carries $1.05B of net debt at 8.93× EBITDA: a heavy load to carry through a bad year.
$1.05B
Net debt · as at Q1 2026 · over four years of earnings before interest, tax and depreciation, heavy
- Net debt / EBITDA
- 8.93×
Net debt / EBITDA · 8.49× a year ago · the load is going up
- Interest cover
- 1.51×
Interest cover · operating profit barely covers the interest bill
- Annualised volatility
- 21%
Annualised volatility · about as steady as the market itself
Details›
- Total debtQ1 2026
- $1.11B
- Cash and short-term investments
- $64M
- Net debt
- $1.05B
- EBITDA, trailing twelve months
- $118M
- Operating profit, trailing twelve months
- $50M
- Debt / equity
- 1.25×
- Total debt / EBITDA
- 9.47×
- Annualised volatilitytwo years of daily moves
- 21%
- Worst drawdown on file
- −47%
- Below its 52-week high
- 0.00%
Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.
REIT - Residential
Ranks #10 of 10 by Smart Score