UCBUnited Community Banks, Inc.

$33.38+6.0% 1Y

Is it safe?

Mixed

Nothing alarming, nothing pristine: insiders quiet and typical volatility.

2 neutral, 4 without data
Insider conviction-$861KSEC EDGAR · Oct 8, 2026

Insiders were net sellers (-$861K, 90 days to Oct 8, 2026), selling is often routine.

Drawdown risk29% volderived · Oct 9, 2026

Moderate price swings, typical volatility. Worst drawdown -51% · now 10% below its 52-week high.

Against the whole market›

Percentile against every name Ryufin tracks. Higher is better; the tick marks the middle of the market. Context, not one of the checks above.

Volatilitybetter than 77% of the market
Max drawdownbetter than 75% of the market

Where this answer is blind. Altman sits structurally low for utilities and pipelines; Beneish runs high for fast growers, since sales growth alone lifts it; banks and REITs are excluded.

Can UCB take a bad year?

The deepest fall in UCB's price history on file is −51%; it is 10.0% below its high today.

−51%

Worst drawdown on file · −10.0% today

Annualised volatility
29%

Annualised volatility · about as steady as the market itself

Details›
Annualised volatilitytwo years of daily moves
29%
Worst drawdown on file
−51%
Below its 52-week high
10.0%

Balance sheet from SEC filings; drawdown and volatility from end-of-day closes; Altman Z from the filed statements.